Sumi for e-commerce

Accounting for online stores and social sellers.

Track every order, delivery fee and refund, and know how much is sitting in Paystack or with Jumia before it reaches your bank.

Online shops, Instagram and WhatsApp sellers, marketplace vendors.

Built for how e-commerce businesses work.

Gateway and marketplace balances

Paystack, Flutterwave and marketplace money is kept apart from your bank, so payouts and fees reconcile.

True margin per order

Packaging, courier costs, commissions and returns are recorded against sales, so you see what you really made.

Stock across channels

One stock count whether you sell on Instagram, WhatsApp, your website or a marketplace.

Invoices in a tap

Send a branded invoice by WhatsApp or email with your bank details on it.

Ready the moment you sign up.

Choose “E-commerce and online stores” when you set up and Sumi creates all of this for you. Change any of it later.

  • Payment gateway and marketplace balances kept apart from your bank
  • Delivery fees, returns, packaging and courier costs
  • Stock with reorder levels and weighted-average cost
  • Dashboard: orders, margin and money waiting in Paystack or Jumia
  • Payroll with PAYE, pension and NHF, and invoices your customers can pay by transfer

Accounts added for e-commerce

  • 1040 Payment gateway balance (Paystack, Flutterwave)
  • 1120 Marketplace receivables (Jumia, Konga)
  • 4010 Online store sales
  • 4050 Delivery fees charged
  • 4060 Marketplace sales
  • 5110 Returns and refunds
  • 5120 Packaging
  • 5130 Courier and fulfilment
  • 6410 Marketplace commissions and fees
  • 6510 Payment gateway charges

Starter items you can edit

  • Ankara two-piece set ₦28,000 per set
  • Unisex sneakers ₦35,000 per pair
  • Delivery within Lagos ₦3,500 per order

Plus a full chart of accounts: bank and cash, receivables and payables, VAT and WHT, payroll, equity and overheads.